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American Family Health Insurance Company

If you’re looking for information on the American Family Health Insurance Company then you’re in luck. This article will give you facts about the company and their offerings so that you can decide if American Family is the best health insurance company to meet your needs.

Keep in mind that a health insurance company like American Family will offer slightly different products from state to state. So when you get your quote, be sure to look for the specifics that are important to you.

When you are finished reading the American Family Health Insurance Company review then be sure to plug your information into our free quote finder at the top of the page to compare quotes from competing insurance companies online. Fill out just one form and receive personalized health insurance quotes from multiple insurers in a jiffy!

History Of American Family Health Insurance Company

American Family actually started business as the Farmer’s Mutual Insurance Company of Wisconsin back in 1927. At that time their only product was auto insurance for farmers. In 1963 they became the American Family Mutual Insurance Company. Since that time, they have expanded their offerings and now provide auto, business, health, life, annuity, farm and ranch, home, and travel insurance.

Facts About American Family Health Insurance Company

American Family currently serves 18 states and has plans to expand into Georgia in 2009. According to company records, they held $15.5 billion in assets in 2006, $4.9 billion in equity and 6.8 billion in revenue.

They also made charitable contributions of $2.3 million and are funding the building of a $13 million children’s hospital in Wisconsin. They currently employ over 8,000 people.

States eligible for coverage at this time are:

 

 

  • Arizona
  • Colorado
  • Iowa
  • Indiana
  • Illinois
  • Idaho
  • Kansas
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • North Dakota
  • Ohio
  • Oregon
  • South Dakota
  • Utah
  • Washington
  • Wisconsin

 

 

American Family Health Insurance Company is one of several companies that exist under the American Family Insurance Company. The others are:

  • American Family Mutual Insurance Company
  • American Standard Insurance Company of Wisconsin
  • American Family Life Insurance Company
  • American Family Financial Services
  • American Standard Insurance Company of Ohio
  • Anfam
  • American Family Securities LLC

Benefits And Coverage From American Family Health Insurance Company

There are 2 product offerings that make this company stand out. They are:

  • High Deductible Health Plan
  • Health Savings Account

The 2 products are designed to work together to help clients afford medical costs. Here’s what they are and how to determine if they are appropriate for you.

The High Deductible Health Plan or (HDHP) gives subscribers the option to choose a higher annual deductible that will them lower monthly premiums (payments). The deductible is the amount you are required to pay before you insurer is required to start paying their portion.

The great part of this specific program is that once the deductible is met, the provider will pay 100% of your costs. While this is a fantastic option, it will only work if you are certain you can afford the deductible.

This is why getting an accurate health insurance quote is so important.

If you can then you’ll have the option of taking the savings from your lower premiums, and investing it the Health Savings Account (HSA) mentioned above. The benefits of taking advantage of this program are that:

  1. It’s an interest bearing account.

  2. You can use tax free funds to pay for your deductible and other qualified medical expenses.

  3. You can take a tax deduction on the amount you contribute (above the line).

  4. Funds roll over from year to year.

  5. One you reach the age of 65 you can withdraw funds from the account for any reason (not just for qualified medical expenses) penalty free.

Other programs offered in most of the states served include short term health insurance and Medicare Supplemental insurance. Ask your health insurance agent for details about the American Family health plans available in the state you live in.

More Information On American Family Health Insurance Company

If you still have questions, and you should, there are several ways to get more detailed information to make an informed decision. The American Family website offers downloadable brochures on specific topics like the HDHP, HSA’s and how Credit Based Insurance Scoring affects your quotes for all insurance areas.

One very helpful brochure is the personal insurance review one that will give you a snapshot of where you stand and what coverage you need.

Finally, you need to get a quote to know exactly what your costs and premiums will be and the exact coverage offered in your state.

Compare American Family Health Insurance Quotes Now!

It’s easy to get a free quote from American Family Health Insurance Company and to compare that with quotes from other providers. Just go to the easy quote tool above and get started with a free health insurance quote comparison immediately!