» Featured Health Insurance Articles
Featured Health Insurance Articles
The federal government authorized subsidy payments to make COBRA health insurance plans more affordable. Learn more about the limited time program and find out how to claim your piece of this stimulus initiative.
Cheap health insurance sounds like a great option, and any insurance is better than none, most people would agree. But that might not always be the case when it comes to "limited benefit insurance plans." Unfortunately, people without benefits sometimes purchase these plans and find out their coverage is little better than forgoing coverage altogether.
In early May, the U.S. Food and Drug Administration (FDA) and McNeil Consumer Healthcare issued a recall of certain over-the-counter cold medicines for infants and children. Tylenol, Motrin, Benadryl, and Zyrtec products were included in the recall, which cited manufacturing deficiencies that could affect potency, purity, and overall quality of the products.
In preparation for the Patient Protection and Affordable Care Act, much has been said about high-risk health insurance pools. But what are they and what are they meant to do?
With nearly one-third of U.S. children overweight, childhood obesity is quickly becoming a national epidemic. The startling trend points to a crisis that affects not only our health, but our pocketbooks as well.
Understanding your Medicare and Medigap health insurance plans can be confusing. The good news is every state has a state health insurance program (SHIP) that provides personalized guidance and counseling to seniors and their caregivers to help them navigate the complicated Medicare waters.
One provision of the new health care reform legislation includes the Affordable Care Act, which allows adult children up to age 26 to stay on a parent's health insurance plan. This provision is set to go into effect this September, but some insurance companies are already working on providing the coverage to children.
By the time new health insurance laws take full effect in 2016, the Congressional Budget Office (CBO) estimates as many as four million Americans may pay the new regulations' penalty. Following a similar rule in Massachusetts, the penalty forces each uninsured citizen to pay a $695 flat fine or an income-based fine of up to 2.5% of annual income--whichever is more.
Like it or not, growing old often means needing extra care. It may be tempting to ignore this fact, but doing so may mean facing heart-wrenching and financially draining decisions in the future. So, prepare for your future health needs now by considering a long term care policy.
Type any medical term into an Internet search engine, and you'll find hundreds of websites that claim to have the most up-to-date information. But, how many of those sites are legitimate? Before you start reading a website that's full of bogus information or sales pitches, try these tips for spotting tried-and-true health information.
After all the discussion and debate, health care reform may have created just as many questions as it answered. Let's take a closer look at the promised health insurance exchanges, and answer your most pressing questions.
Doctors, nurses, hospitals, clinics and treatment facilities all play a part in the health care system, as do insurance companies, HMOs, and the like, and it can often feel like you, as the patient, are just a bystander. But now, more than ever, it's crucial that patients learn to be their own advocate and become the best patient they can possibly be.
If you are facing a medical emergency, you must rush to the closest hospital to get help. But if you need nonemergency surgery or must undergo a procedure that has to be performed in a hospital, it pays to take some time to choose the hospital that is best for you. Some hospitals are safer than others, and some hospitals have more experience in certain areas than others, so it's important to do some research.
How many people do you think are living without health insurance today? Recent statistics indicate that nearly one in five non-elderly adults are without medical insurance, but rates are even higher in some states. In Texas, the state with the highest rate of uninsured adults, nearly one in every three adults lack health insurance coverage.
Anyone between the ages of 55 and 64 who wants to retire faces a dilemma: Early retirement brings the benefits of increased time for leisure, but could also mean a loss of health insurance. Some retirees are not yet old enough to qualify for Medicare, which can create a new set of worries for those who come down with an illness and do not have medical benefits.
Whether you are a parent or a student, you have undoubtedly prepared for many of the usual expenses while doing your college planning--tuition, books, room and board, food. But what about health insurance? It may come as a surprise to many incoming freshman and parents, but an estimated two-thirds of private colleges and a quarter of public universities require students to have health insurance coverage.
With the price of prescription drugs, it's no wonder patients love the idea of getting free medicine samples from their doctors. After all, if you've got chronic depression, what could be better than a free drug that might help? Or if your teenager struggles with migraines, why not ask for a free sample of the newest drug promising relief?
An overview of the features and benefits of critical illness insurance.
After years of discussion and debate, reaching back to the Clinton Administration of the early 90s, substantial health care reform has arrived in the United States. Signed by President Barack Obama on March 23, 2010, the new law makes significant changes to the way Americans get health insurance and how insurance companies do business.
So-called "boomerang kids" may have expressed relief after President Obama signed new health care legislation that allows many adults to remain listed on their parents' health insurance until they reach the age of 26. For graduate students and working adults who do not qualify for employer-sponsored health coverage, the change in dependent policy eliminates the need to seek state-sponsored, free health insurance or to go without medical insurance.