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Electronic Health Records Can Save Lives and Money Posted: October 29th, 2009

By Sanford Ellowitz

Sanford Ellowitz is a New York State licensed insurance agent. He is also a Certified Financial Planner and a Certified Employee Benefit Specialist. He has over 25 years experience in the insurance and financial services industries.

Electronic Health Records, EHRs, can save patient lives and cut costs

Electronic Health Records Can Save Lives and Money

One area that has recently gotten attention is furthering the use of information technology, in particular Electronic Health Records or EHRs. These efforts may make getting health insurance quotes much faster and streamline other healthcare business procedures
Using EHRs, patients' clinical data is electronically encoded, reducing or even entirely replacing the use of paper records. Not only is data electronically stored and retrieved, but it can be easily exchanged between providers, at little cost. Other features that can be built into EHR systems are e-prescribing, which allows caregivers to prescribe medications electronically and an easily accessible database of payer rules and clinical information.

Saving Lives, Saving Money

Instant access to clinical information can help in quickly diagnosing and treating conditions. Also, with e-prescribing, care providers can be alerted of prescription errors and potential drug interactions, while still having the ability to override any alerts.

Electronic records are easier and less costly to store than paper documents, helping to allow for cheap health insurance. Knowing payer rules can make it easier to get reimbursements. Another efficiency that can be achieved is the ability to instantly access clinical databases, saving care providers' diagnostic time.

Why Haven't EHRs Been Widely Adopted Yet?

To date, not enough studies have been done to prove their effectiveness. The recent federal stimulus bill required that studies be conducted assessing the impact of information technology on healthcare. Positive results on the use of EHRs will help win over who many who may not always see the value in changing an existing way of doing things.

Other issues that are impeding progress toward more widespread use are the cost to providers of buying new systems and the expense of integrating them with their current systems.

Safeguarding Your Information

As with any electronic data storage system, there is the possibility of outsiders breaching a system. Sensitive information, such as your personal medical records may fall into the wrong hands. To guard against unauthorized access to information, any records system must meet the requirements of HIPAA, the federal law that ensures your medical privacy. Penalties will be applied any time there are breaches of information.

Once this transition is made, getting health insurance quotes quickly is going to be much easier, reducing the stress on everyone involved and making finding cheap health insurance a breeze.

Sanford Ellowitz

Sanford Ellowitz is a New York State licensed insurance agent. He is also a Certified Financial Planner and a Certified Employee Benefit Specialist. He has over 25 years experience in the insurance and financial services industries. His experience includes financial analysis, product development, and marketing. He provides insurance planning and product sales.