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Health Insurance Quote Sources and Information on Need-Based Free Health Insurance Posted: October 21st, 2009

By Kelly Richardson

Kelly C. Richardson, MEd is a freelance writer with over 15 years of experience and a digital entrepreneur. He's written for Fortune 500 companies, Google, Yahoo!, Microsoft and Wells Fargo.

With the nation at the precipice of a health care overhaul, we're seeing more people without coverage than ever before. If you're struggling to find a health insurance quote that meets your financial demands, here are some sources that may help.

Health Insurance Quote Information Demystified: Finding Sources of Free Health Insurance

The frustration you feel over one cost-prohibitive health insurance quote after the next is being shared across the globe. That's why recent government initiatives have made getting free health insurance for those in need easier than you might think. You simply have to know where to look for help.

Insurance without a Health Insurance Quote

For those without health insurance that need immediate care, programs exist that provide front-line assistance at significantly reduced costs. The Health Resources and Services Administration (HRSA), a department of the U.S. Department of Health and Human Services, reveals these sources:

  • Health Centers. Provide health and dental care to people of all ages without regard to their ability to pay
  • Hill-Burton Free and Reduced Cost Care. Found in hospitals, nursing homes and other facilities that provide a specific amount of free or below-cost healthcare
  • Poison Control Centers. Treat and prevent a wide range of non-poison emergencies

Find Free Health Insurance for Kids

If you have children, the thought of them without insurance just may be keeping you awake at night. For kids through age 18, the U.S. Department of Health and Human Services offers the Insure Kids Now! program--a national campaign to link uninsured children to free and low-cost health insurance. This program puts you in direct contact with your state's children's health insurance program through an intuitive Web site.

In most states, uninsured children 18 years old and younger whose families earn up to $34,100 a year are eligible for benefits. There's no limit on the amount of time your child can remain on the program, although you'll most likely have to renew your eligibility every six or twelve months depending on the state in which you live.

Keep in mind that your eligibility for some of these programs is based on the size of your family and your income. However, they are all required to treat emergency situations regardless of your ability to pay.

Kelly Richardson

Kelly C. Richardson, MEd is a freelance writer, marcom consultant and digital entrepreneur. He's written content for Fortune 500s Google, Yahoo!, Microsoft and Wells Fargo.